Quick Verdict
Claude Team and ChatGPT Business are the two dominant team AI subscriptions for organizations standardizing on a conversational AI. Claude Team starts at $25/seat/month (monthly) with a minimum of 5 seats. ChatGPT Business starts at $30/seat/month (monthly) or $25/seat/month annually with a minimum of only 2 users. For smaller teams, ChatGPT Business’s lower seat minimum is a practical advantage. For larger teams prioritizing long-context document workflows, Claude Team’s 200K context window stands out.
Pricing
- Claude Team (Standard seat): $25/seat/month on monthly billing, or $20/seat/month billed annually. Requires a minimum of 5 seats. Mix-and-match with Premium seats ($125/$100) is supported.
- ChatGPT Business: $30/user/month on monthly billing, or $25/user/month billed annually. Requires a minimum of 2 users.
For a 5-person team on annual billing: Claude Team costs $100/month total ($1,200/year); ChatGPT Business costs $125/month total ($1,500/year). For a 2-person team, only ChatGPT Business is accessible — Claude Team requires 5 seats minimum.
Model Access
- Claude Team provides the full Anthropic model stack: Opus, Sonnet, and Haiku, plus Claude Code and enterprise collaboration features. Context window is 200K tokens per session.
- ChatGPT Business provides GPT-5.2 Instant and flexible access to GPT-5.2 Thinking and advanced models, legacy models, and dedicated Codex access. Context window is 32K tokens.
Claude Team’s 200K context window is a significant differentiator for teams working on document-heavy or code-heavy workflows — legal review, research analysis, or complex multi-file codebases.
Usage Limits
- Claude Team: Seat-based message limits with 5-hour session windows and weekly usage caps. Standard seats provide approximately 225+ short messages per 5-hour session. Owners can enable extra usage at standard API rates.
- ChatGPT Business: Per-seat unlimited* chat interactions with a shared flexible pricing pool for advanced model overage. Codex and higher-tier model usage draws from this pool.
Claude Team’s usage structure is more explicit with published session baselines. ChatGPT Business’s flexible pool model can be unpredictable for finance teams trying to forecast monthly AI spend.
Who Should Choose Each
Choose Claude Team if you:
- Need long-context work (200K tokens) for document review, research, or large code files
- Have 5+ seats to meet the minimum and want annual billing savings ($20/seat vs $25/seat)
- Need Claude Code access for developer workflows within team governance
- Want connectors and enterprise search for knowledge-heavy teams
Choose ChatGPT Business if you:
- Have fewer than 5 team members (minimum 2 seats)
- Need Codex in a governed team workspace for software development
- Prefer the OpenAI model family including GPT-5.2 Thinking for reasoning tasks
- Want SAML SSO and admin controls in a self-serve team plan
Both plans include central billing, SSO, and admin governance. The decision hinges on team size, context window needs, and whether Anthropic or OpenAI models better fit existing team workflows. For engineering-focused teams, compare Cursor vs Windsurf for Teams, or see all team plans ranked at best AI plans for teams.